What is a Short Sale?

A Short Sale means the seller's lender is accepting a discounted payoff to release an existing mortgage.  Just because a property is listed with short terms does not mean the lender will accept your offer, even if the seller accepts it.  Be aware that the seller will need to be in default, to have stopped making mortgage payments, before a lender will consider a short sale.  Also, the seller might have over-encumbered, owe more than the home is worth, so a discounted price might bring the price in line with market value, not below it. 

There are many ways to lose a home but signing away ownership in a manner that destroys credit, embarrasses the family and strips an owner of dignity is one of the hardest.  For owners who can no longer afford to keep mortgage payments current, there are alternatives to bankruptcy or foreclosure proceedings.  One of those options is called a "Short Sale."  When lenders agree to do a short sale in real estate, it means the lender is accepting less than the total amount due.  Not all lenders will accept short sales or discounted payoffs, especially if it would make more financial sense to foreclose.

Our office can Sell your property fast and get you out of the situation that you are in now! We will negotiate directly with your lenders and get the property SOLD!  Our office is trained and handles short sales on a daily basis.  Do you have one mortgage or two? DOESN'T MATTER! We will help you with the short sale on both! We will Manage, Negotiate, Market, and Move your property with the help of your lender and the property will be sold! We handle short sales in the entire State of Florida!

Hardship

Is your home worth less than what you owe on the property?

Are you facing problems paying the current mortgage payment?

Are you late or behind on the mortgage?

Is your mortgage payment too high?

Divorce

Loss of job or Laid off

Less Income

Foreplaced Insurance or Property Taxes have caused higher monthly payments?

Mortgage payment has increased due to Adjustable Rate?

Cant Refinance?

Death in the family

On expected Loss

Need Help?

If you are facing problems with your current mortgage please call our office immediately for a 

FREE CONSULTATION!

SHORT SALE SPECIALISTS

(954) 538-9898

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